J.R. Paine and associates Ltd. provides geotechnical and environmental services to the financial sector for banking and insurance providers. Geotechnical investigations are performed on existing properties or on raw land as due diligence for financing purposes. Environmental site assessments both phase I and phase II levels, are commonly required for financing purposes. We provide geotechnical and materials investigations to insurance providers on properties and existing facilities affected by ground movements, storms, flooding and fire.